2025 Ira Contribution Limits 2025 Limits Married Filing Jointly. Married couples filing jointly have a range of $126,000 to $146,000 if the contributing spouse is covered by a workplace plan. For 2025, the roth ira income phaseout ranges will increase as follows:
The recipient generally does not owe taxes or report the gift if it does not go beyond the limits above. The ira and roth ira.
